LIFE INSURANCE AND ANNUITIES: MYSTERIES SOLVED
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| Life Insurance: Powerful Possibilities
We provide strategic advice and expert level analyses concerning the uses of life insurance policies for estate planning, business succession, and specialized disability coverages, often in concert with attorneys selected by our clients. Proper uses of life insurance in business and estate planning can provide powerful, leveraged, and tax-light financial advantages. However, one mis-step with such plans can result in a financial train wreck or unexpected cost escalation. Our Principal is credentialed in, and has decades of experience in creating and assessing insurance strategies. We also provide fee-only consulting for clients who may be considering the sale or termination of life insurance policies. Note that we will not accept commissions arising from any viatical settlement companies.
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Annuities: New Products, New Delivery Channels
The topic of annuities for retirement income has become popular.
One reason is that some annuities offer advancements that make them far more attractive than those available just a few years ago. Another is that many are highly profitable "packaged solutions" for insurers and commissioned agents to sell.
But wait: There are new, no-load annuities available. Some new annuity products can add a valuable dimension to retirement for the right investors. The absence of hefty sales commissions can be a game-changer in considering the appropriateness of an annuity in some cases. Since both annuities and life insurance policies tend to be complex.
We have the know-how to fully evaluate virtually any annuity, life, or disability product.
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